Let me explain the process of how money is left unclaimed.

A Company or person due to death, liquidation, forgetfulness or neglect will leave money in an institution whether it be a Bank, Insurance Company or Government Office etc.

A letter or cheque will be sent to the rightful person or "next of kin" at their last known address.

If this cheque is lost in the mail or does not reach you for what ever reason and is not presented it goes in to a State Cheque Listing. (unclaimed money)